StamfordRecruiter Since 2001
the smart solution for Stamford jobs

Underwriter / Senior Underwriter

Company: Dime Community Bank
Location: Hauppauge
Posted on: September 16, 2021

Job Description:

One of our top banking clients is looking to add Underwriters and Senior Underwriters to join their team. These candidates will evaluate the credit worthiness of clients and determine their ability to repay loans and lines of credit, which includes those used to purchase real estate, consolidate debt and/or provide working capital for businesses.



Responsibilities:

Provide underwriting analysis for new and existing credit proposals

Conduct cash flow analyses (e.g. business, personal and global) to evaluate the borrower's loan repayment ability

Analyze balance sheets and gauge the financial ability of loan applicants

Establish loan covenants and closing conditions, and evaluate third party underwriting proposals for prospective loan participations

Prepare loan modifications, extensions and exit proposals for maturing loans and line of credit

Assess the banks collateral coverage by reviewing accounts receivable aging reports

Identify policy exceptions and incorporate suitable mitigates into credit evaluations


Experience in CRE, small business, or C&I
Bachelors degree or equivalent experience

Experience within Commercial Lending space

Demonstrated knowledge of credit techniques

Demonstrated ability to independently gather, consolidate, analyze, and summarize data and make recommendations for all levels of commercial credit relationships

Strong knowledge of Microsoft Office (Excel is most important)

Effective time management, written and oral communication skills.

Keywords: Dime Community Bank, Stamford , Underwriter / Senior Underwriter, Other , Hauppauge, Connecticut

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Log In or Create An Account

Get the latest Connecticut jobs by following @recnetCT on Twitter!

Stamford RSS job feeds